Financhill
Buy
56

CACC Quote, Financials, Valuation and Earnings

Last price:
$460.52
Seasonality move :
10.25%
Day range:
$462.03 - $471.75
52-week range:
$401.90 - $560.00
Dividend yield:
0%
P/E ratio:
12.28x
P/S ratio:
2.41x
P/B ratio:
3.24x
Volume:
85.3K
Avg. volume:
110.8K
1-year change:
0.58%
Market cap:
$5.1B
Revenue:
$2.2B
EPS (TTM):
$37.77

Analysts' Opinion

  • Consensus Rating
    Credit Acceptance Corp. has received a consensus rating of Hold. The company's average rating is a Hold based on 0 Buy ratings, 3 Hold ratings, and 1 Sell rating.
  • Price Target Downside
    According to analysts' consensus price target of $458.00, Credit Acceptance Corp. has an estimated downside of -1.26% from its current price of $463.85.
  • Price Target Upside
    According to analysts, the highest upside price target is $475.00 representing -100% upside increase from its current price of $463.85.

Fair Value

  • According to the consensus of 4 analysts, Credit Acceptance Corp. has -1.26% downside to fair value with a price target of $458.00 per share.

CACC vs. S&P 500

  • Over the past 5 trading days, Credit Acceptance Corp. has underperformed the S&P 500 by -2.32% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Credit Acceptance Corp. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Credit Acceptance Corp. has grown year-over-year revenues for 10 quarters straight. In the most recent quarter Credit Acceptance Corp. reported revenues of $582.4M.

Earnings Growth

  • Credit Acceptance Corp. has grown year-over-year earnings for 5 quarters straight. In the most recent quarter Credit Acceptance Corp. reported earnings per share of $9.43.
Enterprise value:
11B
EV / Invested capital:
1.38x
Price / LTM sales:
2.41x
EV / EBIT:
6.57x
EV / Revenue:
4.77x
PEG ratio (5yr expected):
0.08x
EV / Free cash flow:
10.08x
Price / Operating cash flow:
5.10x
Enterprise value / EBITDA:
6.46x
Gross Profit (TTM):
$2.3B
Return On Assets:
5.04%
Net Income Margin (TTM):
19.7%
Return On Equity:
27.54%
Return On Invested Capital:
5.62%
Operating Margin:
45.54%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $1.9B $2.1B $2.3B $550.3M $582.4M
Gross Profit $1.8B $2.1B $2.3B $543.4M $575.6M
Operating Income $651.3M $666.5M $1.1B $217.7M $265.2M
EBITDA $1.4B $1.5B $1.7B $409.3M $424M
Diluted EPS $24.31 $14.89 $37.77 $6.35 $9.43
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $469.4M $429.6M $460.1M $751.4M $517M
Total Assets $7.2B $6.9B $7.4B $8.7B $8.6B
Current Liabilities $415.3M $554.4M $631.5M $436.5M $498.6M
Total Liabilities $5.2B $5.3B $5.7B $7B $7.1B
Total Equity $2B $1.6B $1.7B $1.6B $1.6B
Total Debt $4.6B $4.6B $4.9B $6.2B $6.4B
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $1.2B $1.1B $1.1B $317.7M $299.4M
Cash From Investing -$1.2B -$1.9B -$800.6M -$424M -$127.6M
Cash From Financing $56.8M $1B -$508.4M $305M -$236.8M
Free Cash Flow $1.2B $1.1B $1.1B $317.3M $298.8M
CACC
Sector
Market Cap
$5.1B
$565.4M
Price % of 52-Week High
82.83%
92.48%
Dividend Yield
0%
1.57%
Shareholder Yield
9.46%
3.12%
1-Year Price Total Return
0.58%
8.05%
Beta (5-Year)
1.262
0.478
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years

Technicals

8-day SMA
Buy
Level $463.60
200-day SMA
Sell
Level $486.24
Bollinger Bands (100)
Sell
Level 447.16 - 503.06
Chaikin Money Flow
Buy
Level 5.3M
20-day SMA
Buy
Level $461.63
Relative Strength Index (RSI14)
Buy
Level 52.64
ADX Line
Buy
Level 12.46
Williams %R
Neutral
Level -58.6524
50-day SMA
Buy
Level $460.55
MACD (12, 26)
Buy
Level 2.18
25-day Aroon Oscillator
Buy
Level 56
On Balance Volume
Neutral
Level 11.2M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (1.4294)
Sell
CA Score (Annual)
Level (-0.9916)
Buy
Beneish M-Score (Annual)
Level (-3.6192)
Buy
Momentum Score
Level (6)
Sell
Ohlson Score
Level (1.598)
Buy
Piotroski F Score (Annual)
Level (7)
Buy
Quality Ratio Score
Level (7)
Buy
Fundamental Score
Level (8)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Credit Acceptance Corp. engages in the provision of dealer financing programs that enables automobile dealers to sell vehicles to consumers, regardless of its credit history. Its financing programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers. The company was founded by Donald A. Foss in 1972 and is headquartered in Southfield, MI.

Stock Forecast FAQ

In the current month, CACC has received 0 Buy ratings 3 Hold ratings, and 1 Sell ratings. The CACC average analyst price target in the past 3 months is $458.00.

  • Where Will Credit Acceptance Corp. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Credit Acceptance Corp. share price will drop to $458.00 per share over the next 12 months.

  • What Do Analysts Say About Credit Acceptance Corp.?

    Analysts are divided on their view about Credit Acceptance Corp. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Sell. However, a smaller subset of analysts suggest that Credit Acceptance Corp. is a Buy and believe this share price will rise from its current level to $475.00.

  • What Is Credit Acceptance Corp.'s Price Target?

    The price target for Credit Acceptance Corp. over the next 1-year time period is forecast to be $458.00 according to 4 Wall Street analysts, 0 of them rate the stock a Buy, 1 rates the stock a Sell, and 3 analysts rate the stock a Hold.

  • Is CACC A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Credit Acceptance Corp. is a Hold. 3 of 4 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of CACC?

    You can purchase shares of Credit Acceptance Corp. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Credit Acceptance Corp. shares.

  • What Is The Credit Acceptance Corp. Share Price Today?

    Credit Acceptance Corp. was last trading at $460.52 per share. This represents the most recent stock quote for Credit Acceptance Corp.. Yesterday, Credit Acceptance Corp. closed at $463.85 per share.

  • How To Buy Credit Acceptance Corp. Stock Online?

    In order to purchase Credit Acceptance Corp. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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